Let me be upfront with you and not be like those who will sell you bs. So, let’s keep it real. The first $100,000 is the hardest to save. Yeah, really; it is complicated, and there’s no easy road getting there. Saving your first $100,000 can be quite tricky or pretty simple, if only you’re willing to make certain sacrifices early on. If you are and is determined, you’ll have this kind of money (or more) in no time.